Automated AML, Sanctions, and Travel Rule Compliance

Screen, investigate, and prove compliance inside the payment flow with real-time sanctions checks, transaction monitoring, and regulator-ready audit trails.

Screening and case management#

Automated AML, sanctions, and Travel Rule compliance covers sanctions and watchlists, PEP and adverse media, Travel Rule exchange, and case management. Evidence stays tied to each payment for audit across BSA/FinCEN, 6AMLD, MAS, and AUSTRAC frameworks.

  • List screening and adverse media with tuning
  • Travel Rule interop with major formats
  • Case management, workflows, audit export
  • False-positive reduction with feedback loops

How it works

1

Identify

Ingest KYC/KYB data, documents, device/geo, and payment context

2

Screen

Sanctions/PEP/media checks with match scoring and thresholds

3

Monitor

Velocity, structuring, corridor patterns; rules + risk model

4

Resolve

Queue, assign, collect evidence, approve/close, export SAR/STR

What you can configure#

Policies

versioned rules as code; jurisdiction overrides; change reviews

Lists & vendors

OFAC/UN/EU/UK, local lists, commercial data providers

Alerting

priority logic, SLAs, dedupe, escalation ladders

Evidence

artifacts, notes, attachments, and immutable timelines

Integrations & coverage#

KYC/KYB

Identity proofing, business registries, UBO graphs

Data

Device/IP, velocity, behavioral features, corridor risk

Artifacts

alert_created, alert_closed, policy_version_published, case_exported

Business Outcomes for CCOs and CROs#

↓85%
False positives
vs legacy rules
↓60%
Case handling time
median
<5 min
Timeline export
regulator-ready
98%
Regulatory Exam Pass Rate
With complete audit trail and SAR/STR documentation
$2.4M
Avg. Penalty Avoidance
Per year via proactive compliance and early detection
75%
Audit Prep Time Reduction
Automated evidence collection and timeline export
$850K
False Positive Cost Savings
Annual reduction in manual review costs
<14 days
Time to Compliance for New Corridors
Deploy jurisdiction-specific rules and screening lists without code changes

Global Compliance Frameworks#

Pre-configured policies and screening rules for major regulatory jurisdictions. Deploy corridor-specific compliance without custom development.

🇺🇸

United States

BSA/FinCEN, OFAC sanctions

  • SAR filing templates with FinCEN formatting
  • OFAC SDN list with daily updates and fuzzy matching
  • Travel Rule compliance for transactions ≥$3,000
🇪🇺

European Union

6AMLD, EU sanctions regime

  • STR workflows for 6th Anti-Money Laundering Directive
  • EU consolidated sanctions list with member state additions
  • TRP (Travel Rule Protocol) interoperability for SEPA rails
🇬🇧

United Kingdom

MLR 2017, HM Treasury sanctions

  • SAR submission to NCA with ELMER formatting
  • UK sanctions list plus OFSI-specific requirements
  • Enhanced due diligence triggers for high-risk jurisdictions
🇸🇬

Singapore

MAS TRM-Notice, FATF standards

  • STR reporting to STRO with MAS format compliance
  • UN/UNSC sanctions plus MAS-designated individuals and entities
  • Travel Rule messaging for digital payment token services
🇦🇺

Australia

AUSTRAC, AML/CTF Act 2006

  • SMR (Suspicious Matter Report) to AUSTRAC with online filing
  • DFAT sanctions list with automatic daily synchronization
  • Travel Rule compliance for DCE (Digital Currency Exchange)
  • Threshold transaction reports (TTR) for A$10,000+

Travel Rule Protocol Support

TRP (OpenVASP)

EU, Singapore, Switzerland

IVMS-101

Global interbank messaging standard

TRUST Protocol

US, Canada FinCEN guidance

For whom#

BanksMSBs/RemittanceNeobanksPartners/ISVsMarketplaces with payouts

Demo hook#

Stream sample payments and identities. See: matches with explainability, live monitoring alerts, and a one-click timeline export.

Frequently Asked Questions

Make compliance provable

Run your sample data through screening and monitoring. Export a timeline.