Cross-Border Treasury Automation: Settlement, FX & Liquidity
Finality options, liquidity planning, and automatic reconciliation across global payment rails.
Corridor coverage and PvP guarantees#
Cross-border settlement manages cut-offs, windows, and liquidity while matching pay-ins and pay-outs. Reconciliation writes evidence you can export by corridor or counterparty.
- •Finality guarantees and windows by corridor
- •Intraday liquidity plans and alerts
- •Auto-reconciliation for nostro/vostro
- •Exception queues with clear reasons
How it works
Collect
Aggregate pay-ins across rails and providers into virtual accounts
Convert
Apply FX paths and rate bands; pre-check liquidity
Settle
Execute net/gross per policy; post ledger entries; trigger sweeps
Confirm
Emit receipts with rail, FX, fees, and settlement refs; expose for reconciliation
What you can configure#
Policies
by corridor, currency, program, partner, time window
Netting
thresholds, frequency, currency pairing, exceptions
Liquidity
min/max balances, auto-top-up, provider priority
Receipts & posting
payload shape, ERP/bank-feed mapping, webhooks
Integrations & coverage#
Rails
ACH/SEPA/FPS/RTP, card, UPI, PIX, local wires
Treasury
Bank accounts, custodians, wallets, PSP balances
Artifacts
Receipts, ledger postings, reconciliation hints, events: settlement_initiated, settlement_finalized, receipt_downloaded
Business Impact for CFOs & Treasurers#
Global Settlement Infrastructure#
Major Corridors
Optimized settlement paths with PvP guarantees and corridor-specific liquidity management:
Regional Payment Rails
- • FedWire – RTGS for high-value USD transfers
- • CHIPS – Clearing House Interbank Payments System
- • RTP – Real-Time Payments network (24/7/365)
- • ACH – Automated Clearing House for batch settlement
- • TARGET2 – Trans-European RTGS system
- • SEPA Instant – Pan-European instant payments
- • TIPS – TARGET Instant Payment Settlement
- • SEPA Credit Transfer – Batch EUR transfers
- • CHAPS – Clearing House Automated Payment System
- • Faster Payments (FPS) – Near-instant GBP transfers
- • Bacs – Bulk automated clearing for payroll/direct debits
- • MEPS+ – MAS Electronic Payment System (RTGS)
- • PayNow – Instant peer-to-peer & corporate payments
- • FAST – Fast And Secure Transfers (SGD instant)
- • NPP (New Payments Platform) – Real-time AUD payments
- • RTGS – Reserve Bank RTGS system
- • Direct Entry – Batch clearing for bulk payments
Treasury & Regulatory Context
Support LCR (Liquidity Coverage Ratio) and NSFR (Net Stable Funding Ratio) reporting with real-time intraday liquidity monitoring and automated stress-test scenarios.
Ensure irrevocable settlement finality across TARGET2 and SEPA systems with legally binding PvP guarantees and timestamped settlement confirmations.
Compliant with US Uniform Commercial Code for wire transfers, including liability allocation, error resolution, and security procedures for FedWire/CHIPS transactions.
For whom#
Demo hook#
Pick a corridor and policy. See: pay-in aggregation, FX path, net/gross decision, ledger postings, and a downloadable receipt.
Frequently Asked Questions
See a live settlement path
Run a sample through pay-in → FX → net/gross → receipt.