Compliant Payment Platform for Money Service Businesses
Reduce compliance costs by 30–50%, launch corridors in 5 days instead of weeks, and meet licensing requirements across US, UK, EU, Singapore, Australia, and Canada with automated AML screening, Travel Rule compliance, and agent monitoring.
MSB Compliance#
Money service businesses face complex compliance requirements across multiple jurisdictions. Automated AML screening, transaction monitoring, and Travel Rule data exchange reduce costs while maintaining regulatory standards.
Pain
High compliance costs, complex licensing requirements across jurisdictions, agent network monitoring challenges, and lengthy audit preparations.
Agitate
Every compliance failure risks license suspension. Manual screening generates excessive false positives. Agent fraud erodes customer trust. Licensing audits consume weeks of staff time.
Solve
Automated compliance workflows reduce per-transaction costs by 30–50%, agent monitoring covers 95–99% of transactions, corridor launch time drops from weeks to 5 days, and audit prep time decreases by 70%.
FATF Travel Rule Compliance
Automated originator and beneficiary data exchange across major Travel Rule protocols to meet FATF Recommendation 16 requirements globally.
Supported Protocols
- •OpenVASP: Open Virtual Asset Service Provider protocol
- •TRP: Travel Rule Protocol for structured data exchange
- •Sygna: Bridge protocol for cross-VASP communication
- •Notabene: Network for Travel Rule messaging
Jurisdictional Thresholds
- •US: $3,000 USD threshold (FinCEN)
- •EU: €1,000 EUR threshold (5AMLD)
- •UK: £1,000 GBP threshold (FCA)
- •Singapore: S$1,500 SGD threshold (MAS)
License Management#
Maintain licensing compliance across major financial jurisdictions with automated reporting, evidence collection, and regulatory requirement tracking.
United States
- •FinCEN MSB registration and reporting
- •State-by-state MSB licenses (NMLS registry)
- •BSA/AML compliance and SAR filing
- •State money transmitter bonds and net worth requirements
United Kingdom
- •FCA payment institution authorization
- •E-money institution licensing
- •Faster Payments scheme compliance
- •UK GDPR and data protection requirements
European Union
- •PSD2 payment services directive
- •E-Money Directive (EMD2) compliance
- •SEPA payment scheme requirements
- •GDPR cross-border data transfer controls
Singapore
- •MAS remittance license requirements
- •PDPA data protection compliance
- •Technology Risk Management (TRM) guidelines
- •FAST and PayNow integration standards
Australia
- •AUSTRAC registration and reporting
- •Remittance service provider requirements
- •Privacy Act compliance
- •NPP (New Payments Platform) access
Canada
- •FINTRAC MSB registration
- •Provincial money services licensing
- •PIPEDA privacy law compliance
- •Interac e-Transfer network access
Agent Networks#
Monitor agent transactions in real-time with automated anomaly detection, velocity checks, and behavioral analysis to reduce fraud and maintain license compliance.
Agent monitoring capabilities
Reduce compliance costs
Automated AML screening, transaction monitoring, and evidence collection reduce per-transaction compliance costs by 30–50%.
Benefit: lower overhead, meet regulatory requirements efficiently.
Launch corridors faster
Pre-built rail integrations and compliance templates reduce corridor setup from weeks to 5 days.
Benefit: expand into new markets quickly.
Monitor agents effectively
Real-time agent transaction monitoring with anomaly detection covers 95–99% of transactions.
Benefit: reduce fraud risk, maintain license compliance.
Streamline licensing audits
Automated evidence collection and regulatory reporting cut audit preparation time by 70%.
Benefit: meet licensing requirements with less manual work.
Multi-Currency#
How multi-currency orchestration works
Ingest
Identities, payments, corridor configs, and partner SLAs
Decide
Policy-as-code screens and scores; routing selects rail + fallback
Execute
Idempotent pay-in/out, FX, and settlement; emit events
Attest
Case timelines, receipts, exports for SAR/STR and audits
Configuration options
Jurisdiction packs
lists, thresholds, languages, transliteration
Routing rules
fees/FX bands, cutoffs, reliability scores, partner health
Casework
queues, SLAs, dedupe, escalation ladders, maker-checker
Receipts & exports
templates, ERP/bank-feed mapping, regulator exports
Integrations & Coverage#
Rails: ACH/SEPA/FPS/RTP, UPI, PIX, local wires, digital wallets
Partners: Bank and PSP adapters, KYC/KYB vendors, sanctions screening providers
Events: alert_created, alert_closed, route_selected, settlement_finalized, case_exported
Business Outcomes
Demo workflow
Test your compliance workflows with sample transactions. See agent monitoring alerts, Travel Rule data exchange, license reporting, and automated evidence collection.
Upload batch
Test with your sample data
Call APIs
3-step integration demo
Get receipts
Finality + reconciliation
Common questions
Explore more
Trust & Security
Scale corridors with confidence
Test compliance workflows, launch new corridors, and monitor agent networks with automated regulatory reporting.