Cross-Border Payment Orchestration Platform

Route across bank, PSP, and local rails with deterministic policies for reliability and cost.

Corridex's payment orchestration platform routes cross-border payments across multiple rails—SWIFT, SEPA, ACH, real-time payment systems—using policy-driven selection. Automated failover, idempotent retries, and FX optimization reduce manual work and increase straight-through processing rates for banks, MSBs, and fintech platforms.

Business Outcomes for Treasury & Operations#

35-60%
Reduction in failed payments

Multi-rail failover and intelligent routing reduce failed transactions per 1,000 payments

<30s
P95 delivery time

Priority corridors achieve sub-30-second settlement with optimized rail selection

15-25%
Cost savings

Automated FX and fee optimization across rails reduces per-transaction costs

How Payment Orchestration Works#

Our payment orchestration selects the best rail per corridor using policy, price, and performance. Failover and retries raise STP while controls prevent loops and duplicates.

  • Multi-rail routing with policy and price inputs
  • Failover rules and idempotent retries
  • Connector coverage you can expand safely
  • STP analytics per connector and corridor

Global Payment Corridor Coverage#

North America & Europe

US-EU Corridors: SWIFT gpi, SEPA Instant, TARGET2 for euro settlements

Domestic Rails: ACH, FedWire (US), Faster Payments, CHAPS (UK)

Compliance: PSD2, NACHA, FinCEN 314(a) screening integrated

Asia-Pacific

Regional Rails: UPI (India), PromptPay (Thailand), PayNow (Singapore), NPP (Australia)

Cross-Border: SWIFT, local bank transfers, mobile money integrations

Compliance: MAS, RBI, AUSTRAC guidelines automated

Latin America

Regional Rails: PIX (Brazil), SPEI (Mexico), local bank networks

Cross-Border: SWIFT, correspondent banking, remittance corridors

Compliance: CNBV, Banco Central do Brasil requirements

Africa & Middle East

Emerging Rails: PAPSS (Pan-African), TCIB, mobile money (M-Pesa, MTN, Airtel)

Cross-Border: SWIFT, local clearing houses

Compliance: FATF, CFATF guidance, sanctions screening

Orchestration Workflow#

1

Evaluate

Read corridor, amount, KYC state, risk score, SLA, and time-to-cutoff

2

Select

Choose the optimal rail and FX path; pre-compute fallback

3

Execute

Initiate pay-in/out; apply idempotency keys; monitor webhooks

4

Finalize

Emit receipt with final rail, FX, and settlement info; log for audit

Policy Configuration & Controls#

Routing rules

by country pair, method, fees, FX, cutoff, p95 latency, provider health

Risk gates

block/allow list, velocity/amount caps, device/geo signals

Retries & failover

tiered backoff, alternate rails, circuit breakers

Receipts & SLAs

success markers, finality receipts, delivery targets

Integrations & Extensibility#

Payment Rails

Card networks, ACH/SEPA/FPS, real-time rails (RTP, UPI, PIX), local bank transfers, digital wallets

Provider Integration

Pluggable adapters for PSPs, correspondent banks, and payment partners. Add custom connectors via API.

Developer Artifacts

Finality receipts, reconciliation hints, webhook events (route_selected, fallback_triggered, receipt_emitted)

Performance Metrics#

↓35-60%
Failed legs
per 1k transactions
<30s
p95 delivery
priority corridors
Cost per transfer
FX/fee optimization

Built for Enterprise Payment Teams#

BanksMSBs/RemittanceNeobanksCorporate TreasuryMarketplacesFintech Partners

See orchestration in action

Upload sample payments to see route selection, FX optimization, and finality receipts.